CREATE OR REPLACE FUNCTION F_AMOUNT_TO_WORDS (P_AMT IN NUMBER )
RETURN VARCHAR2 IS
M_MAIN_AMT_TEXT VARCHAR2(2000) ;
M_TOP_AMT_TEXT VARCHAR2(2000) ;
M_BOTTOM_AMT_TEXT VARCHAR2(2000) ;
M_DECIMAL_TEXT VARCHAR2(2000) ;
M_TOP NUMBER(20,5) ;
M_MAIN_AMT NUMBER(20,5) ;
M_TOP_AMT NUMBER(20,5) ;
M_BOTTOM_AMT NUMBER(20,5) ;
M_DECIMAL NUMBER(20,5) ;
M_AMT NUMBER(20,5);
M_TEXT VARCHAR2(2000) ;
BEGIN
M_MAIN_AMT := NULL ;
M_TOP_AMT_TEXT := NULL ;
M_BOTTOM_AMT_TEXT := NULL ;
M_DECIMAL_TEXT := NULL ;
-- To get paise part
M_DECIMAL := P_AMT - TRUNC(P_AMT) ;
IF M_DECIMAL >0 THEN
M_DECIMAL := M_DECIMAL *100;
END IF;
M_AMT := TRUNC(P_AMT) ;
M_TOP := TRUNC(M_AMT / 100000) ;
M_MAIN_AMT := TRUNC(M_TOP / 100);
M_TOP_AMT := M_TOP - M_MAIN_AMT * 100 ;
M_BOTTOM_AMT := M_AMT - (M_TOP * 100000) ;
IF M_MAIN_AMT > 0 THEN
M_MAIN_AMT_TEXT := TO_CHAR(TO_DATE(M_MAIN_AMT,'J'),'JSP') ;
IF M_MAIN_AMT = 1 THEN
M_MAIN_AMT_TEXT := M_MAIN_AMT_TEXT || ' CRORE ' ;
ELSE
M_MAIN_AMT_TEXT := M_MAIN_AMT_TEXT || ' CRORES ' ;
END IF ;
END IF ;
IF M_TOP_AMT > 0 THEN
M_TOP_AMT_TEXT := TO_CHAR(TO_DATE(M_TOP_AMT,'J'),'JSP') ;
IF M_TOP_AMT = 1 THEN
M_TOP_AMT_TEXT := M_TOP_AMT_TEXT || ' LAKH ' ;
ELSE
M_TOP_AMT_TEXT := M_TOP_AMT_TEXT || ' LAKHS ' ;
END IF;
END IF ;
IF M_BOTTOM_AMT > 0 THEN
M_BOTTOM_AMT_TEXT := TO_CHAR(TO_DATE(M_BOTTOM_AMT,'J'),'JSP') ;
END IF ;
IF M_DECIMAL > 0 THEN
IF NVL(M_BOTTOM_AMT,0) + NVL(M_TOP_AMT,0) > 0 THEN
M_DECIMAL_TEXT := ' AND ' || TO_CHAR(TO_DATE(M_DECIMAL,'J'),'JSP') || ' Paise ' ;
ELSE
M_DECIMAL_TEXT := TO_CHAR(TO_DATE(M_DECIMAL,'J'),'JSP') ||' Paise ';
END IF ;
END IF ;
M_TEXT := LOWER(M_MAIN_AMT_TEXT || M_TOP_AMT_TEXT || M_BOTTOM_AMT_TEXT || ' Rupees' || M_DECIMAL_TEXT || ' ONLY') ;
M_TEXT := UPPER(SUBSTR(M_TEXT,1,1))|| SUBSTR(M_TEXT,2);
M_TEXT := ' '|| M_TEXT;
RETURN(M_TEXT);
END F_AMOUNT_TO_WORDS;
/
Oracle
This will make your number in words. simple and sweet..